Helping Families & Businesses Nationwide Since 1997
Dental & Vision Insurance: Complete Care for Your Health and Smile
While standard health insurance protects you against major medical emergencies, it typically does not cover routine dental or vision care. Yet, your smile and your eyesight are two of your most important daily assets.
Investing in Dental and Vision Insurance bridges this gap, ensuring that routine checkups, cleanings, new glasses, and unexpected procedures don't result in massive out-of-pocket bills. Whether you are looking for an individual plan or family coverage, we offer flexible, affordable options to keep you healthy from head to toe.
🦷 Dental Insurance: Protecting Your Smile
Dental health is closely linked to your overall physical well-being. Routine dental visits can catch serious health conditions early, but without insurance, even a basic filling can disrupt your budget. Our plans are typically structured around a simple 100-80-50 coverage model:
100% Preventive Care Covered: Routine cleanings, standard exams, and diagnostic X-rays are usually fully covered at 0% cost to you from day one.
80% Basic Procedures Covered: If you need a cavity filled, a simple tooth extraction, or deep cleaning, the plan pays for the majority of the cost, leaving you with a small, manageable co-pay.
50% Major Procedures Covered: For complex treatments like root canals, crowns, bridges, or dentures, the insurance company splits the cost right down the middle, saving you thousands of dollars.
👁️ Vision Insurance: Keeping Your Future in Focus
An annual eye exam does more than just update your prescription—it checks the internal health of your eyes and can even detect early signs of high blood pressure and diabetes. Vision insurance makes maintaining your sight incredibly affordable by providing:
Low-Cost Eye Exams: Comprehensive annual eye exams are covered either in full or for a very low, fixed copayment (usually around $10 to $20).
Generous Frames & Lenses Allowances: Receive a dedicated annual dollar allowance (e.g., $150 to $200) to pick out the designer frames you want, plus fully covered or deeply discounted standard prescription lenses.
Contact Lens Options: If you prefer contacts over glasses, your allowance can be applied toward the cost of your annual supply of contact lenses and the fitting exam.
Laser Vision Discounts: Many of our premium vision plans offer exclusive network discounts on corrective surgeries like LASIK.
Why Bundle Dental & Vision Together?
One Low Monthly Premium: Bundling both policies into a single package streamlines your finances into one affordable monthly payment.
Immediate Network Discounts: The moment your policy is active, you gain access to our extensive network of dentists, optometrists, and ophthalmologists who have contractually agreed to lower their rates for our members.
No Medical Exams Required: Enrollment is simple, approval is guaranteed, and you can secure your coverage online in just a few clicks.